Tag Archives: financing

Wheelchair Accessible Vehicles: Q&A

Wheelchair
Accessible Vans

Rear entry Vs. Side entry
Buying New Vs. Buying Used
Manual Ramp Vs. Powered Ramp
Honda Vs. Dodge/Chrysler Vs. Toyota Vs. Ford
Certified Mobility Dealer Vs. Car Dealer Vs. Buying online
What do you need to know to get maximum benefit for minimum expense?

Good information is the key to saving money and getting the most value for the dollar when making a big-ticket purchase like a wheelchair-accessible vehicle.

With that in mind, Seek out and find experts who truly care. Here are some answers to common questions about adaptive mobility equipment.

Can I just go to a car dealer down the street or do I need a certified mobility dealer?

Certified mobility dealers will help you buy the right vehicle and adaptive mobility equipment to meet your needs now and in the future. Future planning is especially important for people with muscle diseases that get progressively worse over time.

“Technology has improved tremendously over the years so there are numerous products available. Our goal is to help people find the right equipment that best fits their needs,” says Jim Sanders, president of Automotive Innovations based in Bridgewater, MA for over 25 years.

“Many times, consumers will go to a car dealer and buy a vehicle that can’t be modified or one that doesn’t fit their needs. And once you buy a vehicle, normally it’s very difficult to return.”

The National Mobility Equipment Dealers Association (NMEDA), a nonprofit organization that provides consumer guidance and ensures quality and professionalism in the manufacturing and installation of mobility equipment. Members include mobility equipment dealers, manufacturers, driver rehabilitation specialists and other professionals.

NMEDA member-dealers must follow the safety standards established by the National Highway Traffic Safety Administration (NHTSA), in addition to NMEDA’s own stringent guidelines.

Some dealers choose to enroll in NMEDA’s Quality Assurance Program (QAP), which requires them to adhere to national motor vehicle safety standards, and use proven quality control practices to yield the highest level of performance and safety. Automotive Innovations was the First Mobility Dealer in Massachusetts to enroll and exceed the safety standards.

“The QAP dealer is audited by an outside engineering firm to verify that technicians have been trained and that the dealer has insurance and make sure the facility is ADA-compliant,” which means the QAP dealer is going above and beyond.

 

Can I get a better price if I buy online rather than from a dealer?

As with any online shopping, the warning “buyer beware” rings true. Buying online without trying out different vehicles with different conversions can be a costly mistake. Furthermore there are many grey market converted vans being offered as quality conversions.

Online, you are mostly shopping blind. Typically you will have no idea how the vehicle you need will work for you, even with specific recommendations from a driver evaluator or occupational therapist.

“You definitely shouldn’t buy a wheelchair accessible vehicle online, most online sellers are not qualified Mobility Dealers attempting to assess your needs, they’re just car dealers trying to sell you something.”

Some online dealers even have questionnaires on their websites to try and give you the idea your getting what you need. But, it will never replace being able to go to a local mobility dealership and try the vans out first hand.

A mobility vehicle is probably the second-largest purchase after a house. You should see it, try it out, and make sure it’s something that will work for you and your family. It’s horrible when people spend so much an a vehicle that will never work for them.

Every vehicle is a little bit different — such as in the dimensions, electrical and fuel systems, or suspension modifications. “If you go online and buy a wheelchair accessible vehicle based on the price, you’re not really looking at the total package.”

While buying online may be able to save you some money up front, it won’t over the long term.

In addition to you missing out on the important local service contact that a mobility equipment dealer provides, these online deals or grey market vans are worth much less when it comes time to trade it in.

 

What are some common mistakes people make when buying a modified vehicle?

Manufacturers and mobility dealers agree that one of the most common — and costly — mistakes is buying the vehicle first and then shopping for the conversion or adaptive mobility equipment. Not all vehicles can be converted.

For example, If you purchase a minivan from a traditional car dealership you can hit a roadblock if it doesn’t meet specific requirements to have the floor lowered for a rear- or side-entry conversion.

 

What are some good questions to ask a dealer or manufacturer?

Although buying a modified vehicle can be “a daunting experience,” says VMI’s Monique McGivney, it also can be “exciting and fun when you walk in armed with good questions and information.”

Prior to getting an assessment from a mobility dealer, evaluate your needs and try answering the following questions:

  • What vehicle will fit in my garage?
  • What kind of parking issues will I encounter where I live?
  • What is the size and weight of my wheelchair?
  • What is my seated height in the wheelchair?
  • How many people will ride in the vehicle?
  • In what part of the vehicle do I want to sit?
  • Will I be able to drive with hand controls?
  • Do I want a full-size van, minivan or alternative vehicle?
  • Do I want manual or power equipment?
  • Will an in-floor ramp or fold-out ramp meet my needs?
  • What is my budget, and do I have access to supplemental funding?

The first question most mobility dealers will ask you is: “What is your seated height in the wheelchair?” From there, the dealer can advise whether a full-size or minivan is appropriate, and what kind of conversion is needed.

Be sure to ask the dealer about the warranty and how the vehicle can be serviced.

Which Make and Model is the best for a handicapped accessible vehicle?

It honestly depends on what you fit into best and what options you prefer.

No two wheelchair accessible vehicles are the same. They vary in size, shape, color, features and design depending on the vehicle’s make and model. The only way to guarantee which is the best vehicle for you is if you come in and try them all out.

For example: The Honda has a little bit more room inside to maneuver a wheelchair than a Dodge, just as a Toyota has a bit more space than a Honda. A Ford offers more headroom than all of the above. But that all depends on the conversion and manufacturer.

Although color and features matter least to us, some find them just as important as fitting into the vehicle. Each Manufacturer offers their own color schemes, which you can look up on their websites. You can also search for what features you would prefer to have.

When you come into our Mobility Center we will help you find the vehicle that best fits you and your family’s needs. If you love the vehicle but not the color or features we can custom order a vehicle for you. That way we know you are buying a vehicle that best fits you and one that you are 100% happy with.

Which is better: rear entry or side entry?

The most important difference between a rear entry and side-entry conversion is that with a rear entry, wheelchair users can’t drive from their wheelchairs nor can they ride in the front passenger seat. From there, the choice comes down to personal preference and budget.

In recent years, because of quality, convenience and cost, there’s been a shift toward side entry vehicles. Rear entry is more of a frugal modification, involves a less of conversion process and is typically a little less expensive than a side-entry conversion.

Many people prefer side entry with an in-floor conversion for many safety reasons additionally  because they can park almost anywhere and not worry deploying the ramp out into traffic. Also, side entry allows the consumer to ride in the passengers front position along with maintain the rear seats in a minivan because the conversion doesn’t affect that area.

Rear entry is harder to get out of compared to a side-entry.

Anyway you look at it side-entry vehicles are more versatile. For example, side entry allows someone with a progressively worsening condition to use the vehicle for a longer period of time. A wheelchair user can start out driving from his or her chair, and then move to several other positions in the vehicle when no longer able to drive.

Side-entry conversions typically are a little more expensive than rear-entry because they’re more intrusive and labor intensive. For example, with a minivan, the entire floor and frame must be removed and replaced with a lowered floor and new frame.


What’s the difference between a fold-out ramp and in-floor ramp?

This decision comes down to safety, aesthetics, convenience and cost.

A fold-out ramp folds up into the vehicle, takes up valuable space in the passengers front area and must be deployed whenever the door is opened.

The in-floor ramp slides under the floor which makes riding in the vehicle safer for anyone seated in the passengers front position or the mid-ship position. There is no obstruction to the doorway so other passengers can enter and exit without deploying the ramp. In-floor ramps are currently only available as a side-entry minivan conversion, but they offer a manual (un-powered) option as well.

In-floor ramps in addition to being safer will generally provide more room in the vehicle because there’s nothing blocking the doorway. The ramp is “out of sight, out of mind” and may last longer because it doesn’t have to be deployed each time the side passenger door opens.

Fold-out ramps generally cost a little less than an in-floor ramp and consumers can select from manual and power versions; a power fold-out ramp still costs less than an in-floor ramp.

If an in-floor ramp system breaks down or the vehicle loses power, VMI’s in-floor ramp systems have a backup system (sure-deploy) that bypasses the vehicle’s battery.

A lot of people just feel more secure knowing there isn’t a fold-out ramp next to them in the event of a accident.

I use a wheelchair, but a van or minivan just isn’t “me.” Are they my only options?

You have other choices.

Lowered-floor conversions with fold-out ramps can be done on the Honda Element, Chrysler PT Cruiser and Toyota Scion. The conversions are small and don’t fit as many people.

Due to them being built on a much smaller scale, the ones we have seen have not been built with the same level of quality as the minivan conversion. Parts availability and repairs have been a problem, some of the companies that converted them are out of business and or have no support for “something they used to build”

If you prefer to keep your standard car rather than purchasing a modified vehicle — and can make the transfer from a wheelchair to a car seat — the answer may be as simple as a set of hand controls or a left foot gas pedal

Turning seats can be used in a wide range of vehicles, from sedans to SUVs and pickup trucks. A way to transport the wheelchair (like a rear lift) also is needed.

The rate at which your symptoms worsen is one thing to consider when looking at turning seats — is it likely you’ll be able to transfer and ride in a car seat for many more years? Also, be sure to check with a mobility dealer to determine if your vehicle can accommodate a turning seat and a wheelchair lift.

Why are modified vehicles so  expensive?

A vehicle conversion can cost consumers upwards of $27,000 —  and that’s just the cost for the conversion, not the vehicle. The total package can run between $45,000 and $80,000 — or more.

Besides the cost of the components, the reason it’s so pricey is that basically there is a lot of work involved to build a quality vehicle.

Modified vehicles from certified manufacturers and dealers must meet NHTSA’s Federal Motor Vehicle Safety Standards (FMVSS). That means all modified vehicles must be properly crash tested. (To learn more, visit www.nhtsa.dot.gov.)

It’s quite a labor-intensive process because of the customization. When you make structural modifications to a vehicle, you have to go through all of the crash testing, and you have to show that the vehicle is compliant again, and those tests are very expensive.

Most of the time lowering the floor in a minivan requires replacing or moving the fuel tank. Once the conversion is finished, the vehicle still has to meet the original requirements for evaporative emissions, in addition to NHTSA requirements.

How can I pay less?

You have  a few options.

You could cut costs by purchasing a pre-owned vehicle with a new conversion, typically saving you around $10,000 to $12,000.

The previous van owner already has absorbed the depreciation hit on a new van, which essentially occurs right after they’ve driven off the dealer’s lot.

Buying used can be beneficial for first-time buyers who want to try out a vehicle for a few years before buying new.

But if you plan to buy used, do some research and make sure the vehicle is structurally sound including the conversion. Ask for a vehicle history (CARFAX) report, and get the vehicle inspected by a mobility dealer to ensure it’s in good shape and was well taken care of.

Another tactic to help save you money is to ask your Certified Mobility Dealer about any rebates or financial aid options that could benefit you.

How do people manage to pay for it?

Many consumers used home equity loans to purchase a vehicle and adaptive equipment.

Many dealers and manufacturers work with lending institutions that offer extended-term financing, including 10-year loans, allowing consumers to make lower, more affordable monthly payments. The downside is that consumers are locked into the vehicle for 10 years, and end up paying more in interest.

If you finance for 10 years, and you’re not going to keep the vehicle for that amount of time, you’re going to lose money when you try to sell or trade it because you haven’t paid off much of the balance.

When you buy a new vehicle, many car manufacturers offer mobility reimbursement programs (up to $1,000) to help offset the cost for the purchase and installation of adaptive equipment.

Tips to Save Money When Converting Honda Wheelchair Vans

New and Used Honda Odyessey wheelchair accessible vans for sale at VMi New England Mobility Center
Transforming a Honda Odyssey into an ideal wheelchair accessible van can be an overwhelming experience. Not only are you making important decisions, you are also confronting hefty price tags.

Conversions are not cheap. That is not just true with Honda vehicles either. The process involved in taking a “factory” vehicle and transforming it into safe, smart, reliable wheelchair transportation vehicle is a major undertaking. You will be dealing with skilled professionals who use the best possible equipment–and who expect to be compensated accordingly.

Fortunately, you can do a few things to keep your bill down. Your Honda wheelchair van will never be a “steal,“ but it can feel like a bargain if you follow these recommendations.

Proper Needs Assessment
You should undergo an evaluation from a licensed professional before making a purchase. They will give you a full report of the adaptations you will need in a wheelchair vehicle. They will also talk with you about those different options and what you must have, comparing that to other options.

In some cases, that report may say you will need a ramp. Obviously, you should follow the recommendation. However, the report may leave some discretion in terms of what ramp you will want to buy. Do you really need a full power option or could you function with a spring-assisted ramp? The goal here is to select adaptations that meet your needs while avoiding overspending on those that exceed your actual needs.

Remember, the average wheelchair van may only last ten years. That means you are buying the Odyssey you need now. You are not trying to “have all the bases covered” for your later years. This is not a lifetime decision.

Understanding Funding and Financing Options
You should look for every available source of funding assistance for your Honda wheelchair van. Are you eligible for a federal or state program that can help reduce costs? Is there a mobility rebate available? Did you serve in the military and follow-up on potential Veteran’s Administration assistance? Will your health insurance or worker’s compensation coverage help with the conversion bill? You may or may not find ways to decrease costs, but it is definitely worth a long look.

If you are financing, you should be certain you are getting the best possible deal on your loan. You can get financing for a Honda wheelchair van from your bank, an auto finance company, a home equity loan or a variety of other sources. You should be choosing the best option available. If you have not yet purchased your Odyssey, talk with your Honda wheelchair van dealer. They may be able to bundle the price of your conversions into your auto loan.

Shop Wisely
You should do extensive comparison shopping before making decisions about your disability equipment dealer and conversion manufacturer. You do not want to cut corners on quality or safety to save money, but you do want to be sure that you are getting the best possible deal from qualified professionals.

Making wise equipment selections based on your actual needs, investigating all funding and financing options and being a motivated, well-informed shopper who’s willing to negotiate can help you find the best possible deal.

With a little extra effort, you may be able to dramatically decrease the amount of money you spend on your Honda wheelchair van.

Funding Your Wheelchair Van with a Grant


Mobility beyond the wheelchair is out there, but so often, it’s out of reach financially for individuals with disabilities who have spent thousands on medical care. There are several avenues that lead to funds for a wheelchair accessible vehicle or adaptive equipment for driving, like loans, government assistance, mobility rebates and grants. So what’s great about grants?

Grant money doesn’t need to be repaid, which makes it especially attractive. What’s more, grant opportunities are plentiful; relevant grant-making organizations and foundations will supply partial or complete funding on wheelchair accessible vans for sale or assistive equipment; and you can combine funds from several sources to purchase the freedom and independence an accessible vehicle provides. Obtaining a grant to fund an accessible vehicle requires patience, perseverance and a detailed application process. Though it sounds daunting, these tips will help you navigate the process:

  • Be Patient

Grant providers don’t work in your time frame. They process thousands of applications just like yours, so you may wait longer than you’d like for a response. Expressing your aggravation to the grant provider might be counterproductive. Lowering your expectations will also lower your level of frustration during your quest for grant money. If you’re prepared for progress to move slowly, you’ll be thrilled if it takes less time than you expect.

  • Be Prepared with Necessary Information

With the likelihood you’ll want to apply to several granting institutions, it simply makes sense to have your basic information gathered and quickly accessible, so you can begin filling out an application as soon as you’ve identified another potential grant opportunity. Though the requirements on grant applications vary, you’ll need personal information on all of them, such as your Social Security Number, driver’s license number (if you have one), marital status, financial information and personal background details. It’s all about expediting the application process on your end. Keep in mind that funding organizations have different policies and requirements, so you’ll need to be flexible.

  • Line up Medical Records and References

Granting institutions will want to see your medical records. Your physician can provide you with a copy. Some physicians prefer to send your records directly to the granting institution. Either way, be sure your physician understands why you need your medical records. While you’re at it, ask your physician to write a letter of recommendation. It’s not necessary, but a letter from your physician, written on letterhead stationery, can often be helpful when applying for a grant. Ask that the letter be addressed to a generic individual (“Dear Sir or Madam” or “To Whom It May Concern”), so you can include a copy with each application.

Now’s the time to get references to support your efforts – ask close friends, neighbors, colleagues, church members and anyone who you believe will provide convincing, compelling input about your character and disability. Funding organizations want their personal perspective about your accomplishments, your attitude and how you manage your disability on a daily basis. Your references can also comment on how grant money to buy a wheelchair accessible vehicle would improve your present lifestyle.

  • Make Your Case

Your mission is to help the funding organization understand your personal history, your challenges and the impact any hardships have had on your life. Be honest and persuasive in telling your story to the grant provider (including an articulate, straightforward narrative, 1-2 pages in length), describing your plans for the funding and its potential positive effect on your future. Focus on setting yourself apart from other applicants with an emotional, inspiring account. You’re in competition for a limited amount of money, so this is important.

  • Research and Identify Appropriate Granting Institutions

You now have the necessary documents and backing to begin applying for grants. Start your research with these handicap van grants, sorted by location, medical need, veterans, special needs children and others to find one or more grants for your specific situation. If you search the Internet, use “disability grant providers,” “disability grants” and other relevant keyword phrases to find foundations and organizations. If you’re a disabled veteran, check with the Veterans Administration. Remember, you can combine sources to amass as much money as possible for your wheelchair van or adaptive equipment.

Organizations that support specific conditions often provide grants to people living with that disorder. Examples include United Cerebral Palsy, the National Multiple Sclerosis Society and the Muscular Dystrophy Association (MDA).

When you’ve identified a potential granting organization, read their mission statement and get an application form. Craft a cover letter in which you align your needs with the organization’s goals to demonstrate how you can help achieve the provider’s objectives. This is essential information for the funding organization.

  • Contact the Grant Providers

If at all possible, speak or write to the person in charge when you begin the application process to fund your handicap van. Typically, assistance programs will assign a project officer or contact person to help you through the details. Always be polite and thank them for their time. Through this direct line of communication, you can have your questions and concerns addressed. Get a contact name, phone number and email address for every organization to obtain status updates on your application. Request information on their timeline for choosing a candidate for the funding opportunity.

  • Stay Organized and Aware

With multiple applications at different stages in the process, it’s essential to keep track of your documents and deadlines. You should be able to put your hands on documents and paperwork at any given moment. Devise a system to remind yourself of important dates and deadlines, and be sure everything is submitted on time. Stand out from other applicants by demonstrating your desire to earn their financial assistance – meet all deadlines and stay up-to-date on the status of your applications.

Keep copies of all of your applications (electronic or paper copies, or both), and save any confirmation numbers or application numbers you may receive in a safe, readily accessible place. You may be asked for them at some point.

It may take time and effort to get the funding you need for a wheelchair van or adaptive equipment, but it’s absolutely worth it to gain the freedom and independence that can change your life.

Accessible Vehicles And Adaptive Mobility Equipment Q&A

Accessible Vehicles and Adaptive Mobility Equipment Q&A

Rear entry vs. side entry. Buying online. Buying used. What do you need to know to get maximum benefit for minimum expense?

Good information is the key to saving money and getting the most value for the dollar when making a big-ticket purchase like a wheelchair-accessible vehicle.

With that in mind, Seek out and find experts who truly care for answers to some common questions about adaptive mobility equipment.

Q: Can I just go to a car dealer down the street or do I need a certified mobility dealer?

A: Certified mobility dealers help consumers buy the right vehicle and adaptive mobility equipment to meet their mobility needs now and in the future. Future planning is especially important for people with muscle diseases that get progressively worse over time.

“There are so many different products out there, and technology has improved so much. We just want to help people make the right decision,” says Jim Sanders, president of Automotive Innovations based in Bridgewater, MA for over 25 years.

“Many times, consumers will go to a car dealer and buy [a vehicle] that can’t be modified or one that doesn’t fit their needs. And once you buy a vehicle, normally it’s very difficult to return it.”

The National Mobility Equipment Dealers Association (NMEDA), a nonprofit organization that provides consumer guidance and ensures quality and professionalism in the manufacturing and installation of mobility equipment. Members include mobility equipment dealers, manufacturers, driver rehabilitation specialists and other professionals.

NMEDA member-dealers must follow the safety standards established by the National Highway Traffic Safety Administration (NHTSA), in addition to NMEDA’s own stringent guidelines.

Some dealers choose to enroll in NMEDA’s Quality Assurance Program (QAP), which requires them to adhere to national motor vehicle safety standards, and use proven quality control practices to yield the highest level of performance and safety. Automotive Innovations was the First Mobility Dealer in Massachusetts to enroll and exceed the safety standards.

“The QAP dealer is audited by an outside engineering firm to verify that technicians have been trained, make sure the dealer has insurance and make sure the facility is ADA-compliant,”

So it means the QAP dealer is going above and beyond.”

Other reasons to seek out a certified mobility equipment dealer include:

They provide a link to qualified service and repair, that it’s crucial to have done on a adapted vehicle serviced.

Some manufacturers of adapted vehicles sell directly to consumers, cutting costs by cutting out the middle man, says Jim Sanders, of VMi New England, based in Bridgewater, MA.

But expert assessment and “try before you buy” remain essentials for prospective buyers, with or without a dealer in the middle.

For example, We, a NMEDA QAP-certified member, send representatives to customers’ homes for assessment and test drives before they buy, and also offer unmatched service/maintenance to just about any modified vehicle including Rollx vans.

Q: Can I get a better price if I buy online rather than from a dealer?

A: As with any online shopping, the warning “buyer beware” rings true. Buying online without trying out different vehicles with different conversions can be a costly mistake. Furthermore there are many grey market converted vans being offered as quality conversions.

Online, clients are mostly shopping blind. Typically they have no idea how the vehicle they need will even work fro them, even if they have specific recommendations from a driver evaluator or occupational therapist.

“You definitely shouldn’t buy it online,” “There not trying to assess your needs by e-mail or over the phone. There just trying to sell you something.

Some online dealers even have a questionnaire on its Web site to try and give you the idea your getting what you need. But, it will never replace being able to go to a local mobility dealership and try the vans out first hand.

A mobility vehicle is probably the second-largest purchase after a house. You should see it, try it out, and make sure it’s something that will work for you. It’s horrible when people get something that they’re disappointed in.

Every vehicle is a little bit different — such as in the dimensions, electrical and fuel systems, or suspension modifications. “If you go online and buy [based] on price, you’re not really looking at the total package.”

While buying online maybe able to save money up front, it wont over the long term.

In addition to consumers missing out on the important local service contact that a mobility equipment dealer provides, these online deals or grey market vans are worth much less when it comes time to trade it in.

Where do you want to sit? If you plan to drive from your wheelchair, then a side-entry conversion is what you’ll need, unless you can transfer to the driver’s seat (rear entry). With a rear-entry conversion, the wheelchair user typically is positioned in the back or between two mid-row captain’s seats, while a side entry offers a wheelchair user multiple seating options in the driver, front passenger and middle sections.

Q: What are some common mistakes people make when buying a modified vehicle?

A: Manufacturers and mobility dealers agree that one of the most common — and costly — mistakes is buying the vehicle first and then shopping for the conversion or adaptive mobility equipment. Not all vehicles can be converted.

For example, If you purchase a minivan from a traditional car dealership you can hit a roadblock if it doesn’t meet specific requirements to have the floor lowered for a rear- or side-entry conversion.

Q: What are some good questions to ask a dealer or manufacturer?

A: Although buying a modified vehicle can be “a daunting experience,” says VMI’s Monique McGivney, it also can be “exciting and fun when you walk in armed with good questions and information.”

Prior to getting an assessment from a mobility dealer, evaluate your needs and try answering the following questions:

  • What vehicle will fit in my garage?
  • What kind of parking issues will I encounter where I live?
  • What is the size and weight of my wheelchair?
  • What is my seated height in the wheelchair?
  • How many people will ride in the vehicle?
  • In what part of the vehicle do I want to sit?
  • Will I be able to drive with hand controls?
  • Do I want a full-size van, minivan or alternative vehicle?
  • Do I want manual or power equipment?
  • Will an in-floor ramp or fold-out ramp meet my needs?
  • What is my budget, and do I have access to supplemental funding?

The first question mobility dealers usually ask a client is: “What is your seated height in the wheelchair?” From there, the dealer can advise whether a full-size or minivan is appropriate, and what kind of conversion is needed.

Be sure to ask the dealer about the warranty and how the vehicle can be serviced.

Q: Which is better: rear entry or side entry?

A: The most important difference between a rear- and side-entry conversion is that with a rear entry, wheelchair users can’t drive from their wheelchairs nor can they ride in the front passenger seat. From there, the choice comes down to personal preference and budget.

In recent years, because of quality, convenience and cost, there’s been a shift toward side entry vehicles. Rear entry is more of a frugal modification, involves a less of conversion process and is typically a little less expensive than a side-entry conversion.

Many people prefer side entry with a in-floor conversion for many safety reasons additionally because they can park almost anywhere and not worry deploying the ramp out into traffic. Also, side entry allows the consumer to ride in the passengers front position along with maintain the rear seats in a minivan because the conversion doesn’t affect that area.

Rear entry is harder to get out of compared to a side-entry.

Anyway you look at it side-entry vehicles are more versatile. For example, side entry allows someone with a progressively worsening condition to use the vehicle for a longer period of time. A wheelchair user can start out driving from his or her chair, and then move to several other positions in the vehicle when no longer able to drive.

Side-entry conversions typically are a little more expensive than rear-entry because they’re more intrusive and labor intensive. For example, with a minivan, the entire floor and frame must be removed and replaced with a lowered floor and new frame.

Q: What’s the difference between a fold-out ramp and in-floor ramp?

A: This decision comes down to safety, aesthetics, convenience and cost.

A fold-out ramp folds up into the vehicle, takes up valuable space in the passengers front area and must be deployed whenever the door is opened.

The in-floor ramp slides under the floor, so it safer for anyone seated in the passengers front position, mid-ship position, there’s no obstruction to the door, and other passengers can enter and exit without deploying the ramp. In-floor ramps only are currently only available for side-entry minivan conversions, and there is even a manual (unpowered) option.

In-floor ramps in addition to being safer will generally provide more room in the vehicle because there’s nothing blocking the doorway. The ramp is “out of sight, out of mind and may last longer because it doesn’t have to be deployed each time the side passenger door opens.

Fold-out ramps generally cost a little less than in-floor, and consumers can select from manual and power versions; a power fold-out ramp still costs less than an in-floor ramp.

If an in-floor ramp system breaks down or the vehicle loses power, VMI’s in-floor ramp systems have a backup system (sure-deploy) that bypasses the vehicle’s battery.

A lot of people just feel more secure knowing there isn’t a fold-out ramp next to them in the event of a accident.

Q: I use a wheelchair, but a van or minivan just isn’t “me.” Are they my only options?

A: You have some choices.

Lowered-floor conversions with fold-out ramps can be done on the Honda Element, Chrysler PT Cruiser and Toyota Scion. The conversions are small and don’t fit as many people.

Due to them being built on a much smaller scale, the ones we have seen have not been built with the same level of quality of mini van conversion. Parts availability and repairs have been a problem, some of the companies that converted them are out of business and or have no support for “something they used to build”

For those who prefer to keep their standard car rather than purchasing a modified vehicle — and who can make the transfer from a wheelchair to a car seat — the answer may be as simple as a set of hand controls or a left foot gas pedal

Turning seats can be used in a wide range of vehicles, from sedans to SUVs and pickup trucks. A way to transport the wheelchair (like a rear lift) also is needed.

The rate at which your disease symptoms are worsening is one thing to consider when looking at turning seats — is it likely you’ll be able to transfer and ride in a car seat for many more years? Also, be sure to check with a mobility dealer to determine if your vehicle can accommodate a turning seat and a wheelchair lift.

Q: Why are modified vehicles so darned expensive?

A: A vehicle conversion can cost consumers upwards of $27,000 — and that’s just the cost for the conversion, not the vehicle. The total package can run between $45,000 and $80,000 — or more.

Besides the cost of the components, the reason it’s so pricey is that basically there is a lot of work involved to build a quality vehicle.

Modified vehicles from certified manufacturers and dealers must meet NHTSA’s Federal Motor Vehicle Safety Standards (FMVSS). That means all modified vehicles must be properly crash tested. (To learn more, visit www.nhtsa.dot.gov.)

It’s quite a labor-intensive process because of the customization. When you make structural modifications to a vehicle, you have to go through all of the crash testing, and you have to show that the vehicle is compliant again, and those tests are very expensive.

Most of the time lowering the floor in a minivan requires replacing or moving the fuel tank. Once the conversion is finished, the vehicle still has to meet the original requirements for evaporative emissions, in addition to NHTSA requirements.

Q: How can I pay less?

A: Consumers have some options.

Many consumers cut costs by purchasing pre-owned vehicles with new conversions, typically saving around $10,000 to $12,000.

The previous van owner already has absorbed the depreciation hit on a new van, which essentially occurs right after you’ve driven off the dealer’s lot.

Buying used can be beneficial for first-time buyers who want to try out a vehicle for a few years before buying new.

But if you plan to buy used, do some research and make sure the vehicle is structurally sound including the conversion. Ask for a vehicle history (CARFAX) report, and get the vehicle inspected by a mobility dealer to ensure it’s in good shape and was well taken care of.

Q: How do people manage to pay for it?

A: Many consumers used home equity loans to purchase a vehicle and adaptive equipment. But with home values decreasing.

Many dealers and manufacturers work with lending institutions that offer extended-term financing, including 10-year loans, allowing consumers to make lower, more affordable monthly payments. The downside is that consumers are locked into the vehicle for 10 years, and end up paying more in interest.

If you finance for 10 years, and you’re not going to keep the vehicle for that amount of time, you’re going to lose money when you try to sell or trade it because you haven’t paid off much of the balance.

When you buy a new vehicle, many car manufacturers offer mobility reimbursement programs (up to $1,000) to help offset the cost for the purchase and installation of adaptive equipment.

Government Grants for People with Disabilities

Find government grants and financing for handicap vehicles for people with disabilities nationwide. Money can be located with a little patience and a lot of research through various government programs. We’ve compiled a list of the most well-known government grant programs to assist your search for help funding a wheelchair van.When paying for a handicap van, you can use money from government grant programs for people with disabilities, as well other funding resources like disability grants, loans, fundraiser money, foundation endorsements, or any other funding source. We’ll work with your chosen foundations or any government grant program, after they verify financial assistance, to get you on the road!

To learn more about applying for wheelchair van grant funding to buy a handicap van or convert a pre-owned minivan, read “How to Apply for a Grant for Wheelchair Vans, Mobility Equipment, or Minivan Conversions.”

Government Wheelchair Van Financing Resources
Fund your wheelchair van with these government grant programs provided by the U.S. government and locally in your state.

Administration for Children & Families
On this website, new funding opportunities are displayed as they become available.

Grants.gov
The U.S. government resource listing federal grants available.

Medicaid
Sometimes provides assistance when children or other special circumstances are involved.

Medicaid/Department of Human Services (DHS)
Children are screened as part of the Early and Periodic Screening, Diagnosis, and Treatment (EPSDT) program of Medicaid. Under Medicaid’s “rehabilitative services,” people often receive handicap van or lift funding to achieve their “best possible functional levels.”

Vocational Rehabilitation (VR)
Located within each state’s Department of Human Services (per state), helps you prepare for work, train for a job, find a job, or keep a job as early as high school. Services are prioritized according to the severity of the disability.

Department of Assistive and Rehabilitative Services (DARS)
Check your state’s branch for grant availability.

Division of Developmental Services (DDS)
Check your state’s branch for grants.Those with Supplemental Security Income (SSI) benefits from the Social Security Administration can contact the agency about its Plan to Achieve Self Support(PASS). A PASS plan sets aside income to buy equipment or services in a way that keeps income, as well as resources, below the SSI eligibility cut-off so there are no reductions in benefits. The emphasis is on whether the handicap van or equipment will help the SSI recipient become vocationally self-sufficient. It’s important for an individual to contact and receive the approval of Social Security before setting up a PASS plan. Once money has been set aside for a PASS, spending it on something else can result in the loss of SSI benefits.Please note: You can use multiple sources of funding that include grants, loans, and other funding assistance. If you’re unable to find government grants for people with disabilities or need to acquire more money to help pay for your wheelchair van and/or mobility needs, check out more opportunities at our mobility finance page.