Tag Archives: finance equipment

Find Financial Resources for Your Mobility Needs

Far too often, you find it hard to afford many of the tools and resources that you need in everyday life. For that reason, there are several alternative ways to get funding that will ensure that you get the assistance you need to live a hassle-free life without worrying about breaking the bank.

Here are a few sources of financial assistance to look into if you are finding it hard to cover all of your mobility expenses.

Medicare:
Usually offered only through private companies, Medicare can be a good option for certain medical devices and equipment and is based on your medical necessity for the goods or services you may need help with.

Medicaid:
While there is no exclusive list in terms of medical equipment covered, cases are approved on a case-by-case basis. Medicaid is a great option to look into if your expenses and needs aren’t covered by Medicare.

The IRS:
Did you know that certain mobility aids such as adaptive driving equipment can be deducted from your federal taxes? Contact your local tax adviser to see what equipment and supplies you use regularly to see if they can be deducted.

State Programs:
Check with your state’s vocational rehabilitation agencies to see if your mobility needs are approved for financial assistance. If any of it helps you get to work or perform your job efficiently, you may be covered here. Aside from that, you may also want to check out your local Center for Independent Living to see if they have any other resources that you can look into for financial assistance.

Vehicle-Related:
If you’ve recently had any adaptive equipment or ramps installed in your vehicle—or, for that matter, if you’ve recently purchased wheelchair van—there are some dealerships that will reimburse you for such things. Check with your local mobility-friendly dealership to learn more.

With these resources at your disposal, you can hopefully stop worrying about money and focus more on living a stress-free life where your mobility needs are easily met.

Paying for Toyota Wheelchair Vans

2013 Toyota Sienna VMI Summit Silver VMi New England35
Toyota Wheelchair Van Payment Considerations
You’ve found the perfect Sienna. Now you need to think about how you’re going to pay for your Toyota wheelchair van. Different situations call for different actions. Here are some tips that can help you make the payment process easier whether you’re working with a dealer, an individual seller or need to pay for additional wheelchair van modifications.

When purchasing from a Toyota mobility dealer, you want to take smart actions that will protect you against paying too much for your wheelchair van. Here are a few ideas:

Buy at the right time.
Did you know that you can get the best deals during the last few weeks of the year and during the months of July through September? Prices tend to be lower during those periods.

Resist the extras.

Your Toyota dealer will undoubtedly offer you extra features and protections. Some may be great investments. Others may be unnecessary. Be smart and resist sales pitches for the extras you don’t need.

Know the market.
Investigate what other dealers are doing and what is happening overall in the marketplace. Knowledge is power. That information will protect you from paying too much and can help you negotiate the best possible deal.

When purchasing your Toyota wheelchair van from a private seller, you’ll want to use a cashier’s check from your bank or a money order. This protects both parties and avoids risks associated with the three most common alternatives.

Sellers don’t want your personal check. You’re not the only person who will want to make paying for your Toyota wheelchair van safe and convenient. The seller will be interested in protecting himself or herself, too. A personal check requires a leap of faith on the part of the seller. He or she probably won’t take it.

Cash is too risky.
You don’t want to pay for your vehicle in cash. It doesn’t create a paper trail and it’s simply unsafe to visit someone you don’t really know with a large quantity of cash on your person.

Moneygrams and Western Union are not a good idea. These services exist so that people who know one another can send money in a pinch. They’re poorly designed for transactions like this. Additionally, these services are frequently used by those who are less interested in getting you a nice Sienna and more interested in robbing you!

Paying for your Toyota wheelchair van may be only part of a bigger picture. You may also need to pay for conversions to the vehicle in order to make it a perfect wheelchair van for you. Here are a few considerations to keep in mind when paying for conversions.

Look for “free” money.
Before you spend your own money on conversions, find out if you’re eligible for any government assistance. You should also check with your health insurance or worker’s compensation insurance to find out if your situation will compel them to pick up part of the overall modification bill.

Work with the dealer.
In many cases, your Toyota dealer can include the costs associated with wheelchair van modifications into your auto loan. That leaves you with only one monthly payment and may allow you to finance equipment and conversion services at a lower interest rate.

Visit your doctor. See your doctor and find out if you can get a written prescription for your wheelchair adaptations. If you have a prescription, you may be exempt from paying sales tax on your conversion.

Following recommendations like these can make paying for your Toyota less expensive and more convenient.