Tag Archives: government assistance

Paying for Toyota Wheelchair Vans

2013 Toyota Sienna VMI Summit Silver VMi New England35
Toyota Wheelchair Van Payment Considerations
You’ve found the perfect Sienna. Now you need to think about how you’re going to pay for your Toyota wheelchair van. Different situations call for different actions. Here are some tips that can help you make the payment process easier whether you’re working with a dealer, an individual seller or need to pay for additional wheelchair van modifications.

When purchasing from a Toyota mobility dealer, you want to take smart actions that will protect you against paying too much for your wheelchair van. Here are a few ideas:

Buy at the right time.
Did you know that you can get the best deals during the last few weeks of the year and during the months of July through September? Prices tend to be lower during those periods.

Resist the extras.

Your Toyota dealer will undoubtedly offer you extra features and protections. Some may be great investments. Others may be unnecessary. Be smart and resist sales pitches for the extras you don’t need.

Know the market.
Investigate what other dealers are doing and what is happening overall in the marketplace. Knowledge is power. That information will protect you from paying too much and can help you negotiate the best possible deal.

When purchasing your Toyota wheelchair van from a private seller, you’ll want to use a cashier’s check from your bank or a money order. This protects both parties and avoids risks associated with the three most common alternatives.

Sellers don’t want your personal check. You’re not the only person who will want to make paying for your Toyota wheelchair van safe and convenient. The seller will be interested in protecting himself or herself, too. A personal check requires a leap of faith on the part of the seller. He or she probably won’t take it.

Cash is too risky.
You don’t want to pay for your vehicle in cash. It doesn’t create a paper trail and it’s simply unsafe to visit someone you don’t really know with a large quantity of cash on your person.

Moneygrams and Western Union are not a good idea. These services exist so that people who know one another can send money in a pinch. They’re poorly designed for transactions like this. Additionally, these services are frequently used by those who are less interested in getting you a nice Sienna and more interested in robbing you!

Paying for your Toyota wheelchair van may be only part of a bigger picture. You may also need to pay for conversions to the vehicle in order to make it a perfect wheelchair van for you. Here are a few considerations to keep in mind when paying for conversions.

Look for “free” money.
Before you spend your own money on conversions, find out if you’re eligible for any government assistance. You should also check with your health insurance or worker’s compensation insurance to find out if your situation will compel them to pick up part of the overall modification bill.

Work with the dealer.
In many cases, your Toyota dealer can include the costs associated with wheelchair van modifications into your auto loan. That leaves you with only one monthly payment and may allow you to finance equipment and conversion services at a lower interest rate.

Visit your doctor. See your doctor and find out if you can get a written prescription for your wheelchair adaptations. If you have a prescription, you may be exempt from paying sales tax on your conversion.

Following recommendations like these can make paying for your Toyota less expensive and more convenient.

Funding Your Wheelchair Van with a Grant


Mobility beyond the wheelchair is out there, but so often, it’s out of reach financially for individuals with disabilities who have spent thousands on medical care. There are several avenues that lead to funds for a wheelchair accessible vehicle or adaptive equipment for driving, like loans, government assistance, mobility rebates and grants. So what’s great about grants?

Grant money doesn’t need to be repaid, which makes it especially attractive. What’s more, grant opportunities are plentiful; relevant grant-making organizations and foundations will supply partial or complete funding on wheelchair accessible vans for sale or assistive equipment; and you can combine funds from several sources to purchase the freedom and independence an accessible vehicle provides. Obtaining a grant to fund an accessible vehicle requires patience, perseverance and a detailed application process. Though it sounds daunting, these tips will help you navigate the process:

  • Be Patient

Grant providers don’t work in your time frame. They process thousands of applications just like yours, so you may wait longer than you’d like for a response. Expressing your aggravation to the grant provider might be counterproductive. Lowering your expectations will also lower your level of frustration during your quest for grant money. If you’re prepared for progress to move slowly, you’ll be thrilled if it takes less time than you expect.

  • Be Prepared with Necessary Information

With the likelihood you’ll want to apply to several granting institutions, it simply makes sense to have your basic information gathered and quickly accessible, so you can begin filling out an application as soon as you’ve identified another potential grant opportunity. Though the requirements on grant applications vary, you’ll need personal information on all of them, such as your Social Security Number, driver’s license number (if you have one), marital status, financial information and personal background details. It’s all about expediting the application process on your end. Keep in mind that funding organizations have different policies and requirements, so you’ll need to be flexible.

  • Line up Medical Records and References

Granting institutions will want to see your medical records. Your physician can provide you with a copy. Some physicians prefer to send your records directly to the granting institution. Either way, be sure your physician understands why you need your medical records. While you’re at it, ask your physician to write a letter of recommendation. It’s not necessary, but a letter from your physician, written on letterhead stationery, can often be helpful when applying for a grant. Ask that the letter be addressed to a generic individual (“Dear Sir or Madam” or “To Whom It May Concern”), so you can include a copy with each application.

Now’s the time to get references to support your efforts – ask close friends, neighbors, colleagues, church members and anyone who you believe will provide convincing, compelling input about your character and disability. Funding organizations want their personal perspective about your accomplishments, your attitude and how you manage your disability on a daily basis. Your references can also comment on how grant money to buy a wheelchair accessible vehicle would improve your present lifestyle.

  • Make Your Case

Your mission is to help the funding organization understand your personal history, your challenges and the impact any hardships have had on your life. Be honest and persuasive in telling your story to the grant provider (including an articulate, straightforward narrative, 1-2 pages in length), describing your plans for the funding and its potential positive effect on your future. Focus on setting yourself apart from other applicants with an emotional, inspiring account. You’re in competition for a limited amount of money, so this is important.

  • Research and Identify Appropriate Granting Institutions

You now have the necessary documents and backing to begin applying for grants. Start your research with these handicap van grants, sorted by location, medical need, veterans, special needs children and others to find one or more grants for your specific situation. If you search the Internet, use “disability grant providers,” “disability grants” and other relevant keyword phrases to find foundations and organizations. If you’re a disabled veteran, check with the Veterans Administration. Remember, you can combine sources to amass as much money as possible for your wheelchair van or adaptive equipment.

Organizations that support specific conditions often provide grants to people living with that disorder. Examples include United Cerebral Palsy, the National Multiple Sclerosis Society and the Muscular Dystrophy Association (MDA).

When you’ve identified a potential granting organization, read their mission statement and get an application form. Craft a cover letter in which you align your needs with the organization’s goals to demonstrate how you can help achieve the provider’s objectives. This is essential information for the funding organization.

  • Contact the Grant Providers

If at all possible, speak or write to the person in charge when you begin the application process to fund your handicap van. Typically, assistance programs will assign a project officer or contact person to help you through the details. Always be polite and thank them for their time. Through this direct line of communication, you can have your questions and concerns addressed. Get a contact name, phone number and email address for every organization to obtain status updates on your application. Request information on their timeline for choosing a candidate for the funding opportunity.

  • Stay Organized and Aware

With multiple applications at different stages in the process, it’s essential to keep track of your documents and deadlines. You should be able to put your hands on documents and paperwork at any given moment. Devise a system to remind yourself of important dates and deadlines, and be sure everything is submitted on time. Stand out from other applicants by demonstrating your desire to earn their financial assistance – meet all deadlines and stay up-to-date on the status of your applications.

Keep copies of all of your applications (electronic or paper copies, or both), and save any confirmation numbers or application numbers you may receive in a safe, readily accessible place. You may be asked for them at some point.

It may take time and effort to get the funding you need for a wheelchair van or adaptive equipment, but it’s absolutely worth it to gain the freedom and independence that can change your life.