Tag Archives: financing a wheelchair accessible vehicle

Steer Yourself In The Right Direction To Find The Perfect Wheelchair Accessible Vehicle

Purchasing or financing a wheelchair accessible vehicle takes time, money and a little bit of research. Because of the many available options when it comes to handicap vehicles, and the investment they require, knowing where to start your search is crucial and can shape the entire process. NMEDA member dealers work with individuals with disAbilities, as well as their caregivers and families, to ensure we steer you in the direction of the perfect vehicle for you. Here are a few useful tips and resources:

Go to the Pros
By going straight to a NMEDA members dealership, like ourselves, you’ll be sure that you’re getting the best possible care and attention, as well as professional service. All dealerships are required to adhere to strict quality standards under our Quality Assurance Program and, will provide you with the best solutions for your specific needs. Starting your search at a NMEDA dealer near you means you are sure you get behind the wheel of a handicap vehicle that’s right for you.

Establish Your Needs
Who will be the vehicle’s primary driver? Will you be driving from a wheelchair, transferring into the vehicle’s seat or transporting a loved one with a disability? Will you need to enter and exit the vehicle on your own or will help be nearby? Are you looking for a truck, car, minivan or a SUV? The answers to these questions can help determine what kind of adapted vehicle and equipment you need before diving into inventory listings.

Know Your Budget
We know that one of the most difficult parts of purchasing a new vehicle is making sure the cost is within your means. When it comes to finding a wheelchair accessible or adaptive vehicle, there are more options than you might realize. There are several state and government organizations in place to help get you the car you need.

Find Financial Resources for Your Mobility Needs

Far too often, you find it hard to afford many of the tools and resources that you need in everyday life. For that reason, there are several alternative ways to get funding that will ensure that you get the assistance you need to live a hassle-free life without worrying about breaking the bank.

Here are a few sources of financial assistance to look into if you are finding it hard to cover all of your mobility expenses.

Medicare:
Usually offered only through private companies, Medicare can be a good option for certain medical devices and equipment and is based on your medical necessity for the goods or services you may need help with.

Medicaid:
While there is no exclusive list in terms of medical equipment covered, cases are approved on a case-by-case basis. Medicaid is a great option to look into if your expenses and needs aren’t covered by Medicare.

The IRS:
Did you know that certain mobility aids such as adaptive driving equipment can be deducted from your federal taxes? Contact your local tax adviser to see what equipment and supplies you use regularly to see if they can be deducted.

State Programs:
Check with your state’s vocational rehabilitation agencies to see if your mobility needs are approved for financial assistance. If any of it helps you get to work or perform your job efficiently, you may be covered here. Aside from that, you may also want to check out your local Center for Independent Living to see if they have any other resources that you can look into for financial assistance.

Vehicle-Related:
If you’ve recently had any adaptive equipment or ramps installed in your vehicle—or, for that matter, if you’ve recently purchased wheelchair van—there are some dealerships that will reimburse you for such things. Check with your local mobility-friendly dealership to learn more.

With these resources at your disposal, you can hopefully stop worrying about money and focus more on living a stress-free life where your mobility needs are easily met.

Financing A Wheelchair Accessible Vehicle

One of the top reasons people with disAbilities don’t own adequate transportation is because they cannot afford it. The good news is there are a variety of options to consider when you’re looking for financing to purchase a wheelchair accessible vehicle. Don’t hesitate to do your homework and pursue all the possibilities that might be available out there. In addition to the traditional financing sources available from a vehicle dealership you may also want to consider:

Third Party Sources
There are numerous nonprofit groups and funding programs that can provide funding for a wheelchair accessible vehicle. But you will need to do your research to find out who can help. For example, the Muscular Dystrophy Family Foundation might be able to help if you have Muscular Dystrophy or United Cerebral Palsy may be able to assist with resources if you have Cerebral Palsy. Other philanthropic groups like the Masons, the Jaycees, and Easter Seals may provide assistance, as well.

The PASS Program
If you are on Social Security Income (SSI), you may want to take a look at the PASS Program. PASS stands for Plan to Achieve Self Success and is a program that provides the resources to help you reach a predetermined goal. For example, if you said you needed a wheelchair accessible vehicle to get to work or to attend school, the money for the vehicle would be provided each month to cover the payments.

Fundraisers
They may not be for everyone, but they can be effective and many people have successfully raised the money to pay for a wheelchair accessible vehicle with a fundraiser. Fundraising events can be held by family, friends, schools, churches, just about anyone who can rally a group of people together to work and contribute towards your cause.

Vocational Rehabilitation
Assistance will vary depending on where you live but the Bureau of Rehabilitation Services in your state may be able to help pay for the modifications to your vehicle. Many of the original equipment manufacturers (OEMs) may also offer financial assistance.

Steer Yourself In The Right Direction To Find The Perfect Wheelchair Accessible Vehicle

Purchasing or financing a wheelchair accessible vehicle takes time, money and a little bit of research. Because of the many available options when it comes to handicap vehicles, and the investment they require, knowing where to start your search is crucial and can shape the entire process. NMEDA member dealers work with individuals with disAbilities, as well as their caregivers and families, to ensure we steer you in the direction of the perfect vehicle for you. Here are a few useful tips and resources:

Go to the Pros
By going straight to a NMEDA members dealership, like ourselves, you’ll be sure that you’re getting the best possible care and attention, as well as professional service. All dealerships are required to adhere to strict quality standards under our Quality Assurance Program and, will provide you with the best solutions for your specific needs. Starting your search at a NMEDA dealer near you means you are sure you get behind the wheel of a handicap vehicle that’s right for you.

Establish Your Needs
Who will be the vehicle’s primary driver? Will you be driving from a wheelchair, transferring into the vehicle’s seat or transporting a loved one with a disability? Will you need to enter and exit the vehicle on your own or will help be nearby? Are you looking for a truck, car, minivan or a SUV? The answers to these questions can help determine what kind of adapted vehicle and equipment you need before diving into inventory listings.

Know Your Budget
We know that one of the most difficult parts of purchasing a new vehicle is making sure the cost is within your means. When it comes to finding a wheelchair accessible or adaptive vehicle, there are more options than you might realize. There are several state and government organizations in place to help get you the car you need.